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1809-15 Linwood St, San Diego, CA, 92110

4beds
4baths
0sqft
$2,095,000
--price/sqft
$13,636/moest. monthly cost
$545,440/yrincome needed

About This Home

Rarely does a property of this caliber come to market in one of San Diego's most coveted neighborhoods. This four-unit offering delivers breathtaking panoramic views of the San Diego Harbor. The diverse unit mix includes two 1-bedroom/1-bathroom apartments with spectacular harbor vistas, a 2-bedroom/1-bathroom single-family home with bay views, and a charming studio with its own private yard — appealing to a wide range of tenants and investment strategies alike. The upside potential is as impressive as the views. Three single-car garages present a compelling ADU conversion opportunity, four dedicated on-site parking spaces add premium value in an urban setting, and the property qualifies for favorable residential 2–4-unit financing. The units are ripe for modernization, offering a true value-add canvas for an investor ready to renovate, reposition rents, and build meaningful equity in an irreplaceable location. For the owner-occupant, this is a rare chance to plant roots in an iconic San Diego neighborhood while rental income offsets the mortgage. For the long-term investor, the property's RM-2-5 zoning and Complete Communities Housing Solutions designation at 6.5 FAR unlock genuine development potential: the parcel sits within a Transit Priority Area with no coastal overlay, no historic designation, and no environmental constraints — a clean entitlement profile for a future ground-up multifamily or condo project. With harbor views, multiple exit strategies, and a location that simply cannot be recreated.

Getting Around

84
WalkingVery Walkable
60
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

7/10
Grant K-8Grades K-80.5 mi
9/10
Point Loma High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Floor Furnace,Wall/Gravity
  • Cooling features: N/K

Interior Area

  • Total structure area: 2,300

Property

Details

  • Parcel number: 4517360400
  • Zoning: RM-2-5
  • Zoning description: RM-2-5

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Spa features: N/K
  • Fencing: Partial
  • Has view: Yes
  • View description: Bay,City,Evening Lights,Panoramic
  • Has water view: Yes
  • Water view: Bay
  • Frontage type: Bay

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,593$127,116
Home Insurance *$225$2,700
Property Taxes $2,420$29,040
Electricity $398$4,786
Total$13,636$163,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$467,520/yr
40% on housing$409,080/yr
45% on housing$363,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92110$589
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92110$929
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$2,095,000
2026-05-21Listed for sale$2,395,000

For Sale by Agent

AgentAnthony J Mendes
BrokerageThe Mendes Company

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