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4251-53 Pepper Dr, San Diego, CA, 92105

4beds
2baths
0sqft
$938,000
--price/sqft
$6,318/moest. monthly cost
$252,720/yrincome needed

About This Home

Looking for your next opportunity? Adorable duplex now for sale, has back lot for possible ADU potential. Long term tenants in place, front unit has newer dual pane windows. Let your imagination take flight and turn these units into your dream!

Getting Around

63
WalkingSomewhat Walkable
37
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

8/10
2/10
Clark Middle SchoolGrades 6-80.4 mi
4/10
Hoover High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: N/K

Interior Area

  • Total structure area: 1,392

Property

Details

  • Parcel number: 47637302
  • Zoning: R2
  • Zoning description: R2

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Full,Partial

Lot

  • Lot size: 5,050 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,743$56,916
Home Insurance *$143$1,716
Property Taxes $1,034$12,408
Electricity $398$4,786
Total$6,318$75,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,617/yr
40% on housing$189,540/yr
45% on housing$168,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92105$425
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92105$612
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$938,000
2022-03-16Sold$876,440
2022-01-30Pending sale$849,000
2022-01-19Listed for sale$849,000

For Sale by Agent

AgentJill A Eastman
BrokerageCompass

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