




386-90 Richardson Ave, El Cajon, CA, 92020
About This Home
Variance Granted Detached. Rare dual living opportunity in San Diego! This vacant property features two spacious, completely detached homes on one lot: Front home is a single-story 3BR/2BA. Rear home is a spacious two story 3BR/2.5 BA. Perfect for an owner occupant wanting to live in one and rent out the other to cover the mortgage, for multi-generational families needing independent space with ultimate privacy. No shared walls! Both are delivered 100% vacant --move right in! Incredible setup with completely separate gas, electric and SOLAR for each home! Total room count reflects both homes combined. This exceptional property features two beautifully maintained homes, each offering privacy, comfort, and modern upgrades. The SINGLE-STORY home boasts a spacious living room with a vaulted ceiling and was tastefully remodeled approximately eight years ago. The TWO-STORY home has been recently remodeled and features two walk-in closets, a large, covered patio, and a generously sized private backyard. Both homes are light and bright, featuring gas appliances, dual-pane windows, and attached 2-car garages with new garage doors and openers. Newer roofs (approximately 8 years old) and INDIVIDUAL SOLAR SYSTEMS help reduce electricity costs. Each home enjoys its own separately fenced backyard, while the entire property is fully enclosed with an electronic driveway gate, providing added privacy and security. The front yard showcases attractive low-water, low-maintenance landscaping. Ideally located within walking distance to schools, shopping, downtown El Cajon, and the transit center, this property also offers easy access to Interstate 8 and the greater San Diego area. Best of all, you're just approximately 15 minutes from the beach!
Getting Around
Schools
Construction
Condition
- Year built: 1994
Materials
- Roof: Composition
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven
- Laundry features: Electric,Gas,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 2,293
- Total interior livable area: 2,293 sqft
Property
Details
- Parcel number: 4873111200
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Features
- Levels: 2 Story
- Pool features: N/K
- Patio & porch: Covered
- Fencing: Full
Lot
- Lot size: 8,276 sqft
Parking
- Total spaces: 8
- Parking features: Direct Garage Access,Garage - Front Entry,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,444 | $77,328 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $1,476 | $17,712 |
| Electricity | $491 | $5,900 |
| Total | $8,653 | $103,836 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $1,274,500 |
| 2026-07-21 | Listed for sale | $1,274,500 |
| 1998-08-13 | Sold | $223,000 |
