




1055 21st St, San Diego, CA, 92102
About This Home
Located in the highly desirable Golden Hill neighborhood of San Diego, 1055 21st Street presents a rare opportunity to acquire a pride-of-ownership 4-unit apartment community in one of San Diego’s fastest growing urban markets. Situated on an approximately 7,000 square foot lot, the property consists of four extensively renovated ~675 square foot 1-bedroom / 1-bathroom apartments with approved plans to add an ADU, creating immediate upside potential without sacrificing existing off-street parking. Ideally positioned just minutes from Downtown San Diego, the property offers seamless access to Interstate 5, SR-94, Interstate 15, and San Diego International Airport, making it highly attractive to tenants and investors alike. Ownership recently completed an extensive remodel designed to create a long-term low-maintenance investment. Improvements include dual-pane windows, interior and exterior paint, upgraded plumbing and electrical systems, tankless water heaters, stainless steel appliances, quartz countertops, recessed lighting, modern fixtures, new flooring, renovated bathrooms, and in-unit washer/dryers throughout. Ownership also invested over $40,000 into new furniture and décor, allowing all four units to operate as furnished rentals. Located in an ever-gentrifying neighborhood with strong appreciation potential, 1055 21st Street offers investors a turnkey multifamily opportunity with immediate ADU upside.
Getting Around
Schools
Construction
Materials
- Roof: Composition
- Construction materials: Wood,Wood/Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Cooling
- Cooling features: Wall/Window
Interior Area
- Total structure area: 2,700
Property
Details
- Parcel number: 5342660200
Features
- Levels: 2 Story
- Fencing: Partial
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,481 | $113,772 |
| Home Insurance * | $291 | $3,492 |
| Property Taxes | $2,029 | $24,348 |
| Electricity | $398 | $4,786 |
| Total | $12,199 | $146,388 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $1,870,000 |
| 2026-07-15 | Price change | $1,875,000 |
| 2026-07-08 | Listed for sale | $1,895,000 |
| 2026-07-06 | Pending sale | $1,895,000 |
| 2026-06-15 | Price change | $1,895,000 |
| 2026-05-28 | Listed for sale | $1,925,000 |
| 2026-05-02 | Listing removed | $1,925,000 |
| 2026-03-23 | Price change | $1,925,000 |
| 2026-02-11 | Price change | $1,940,000 |
| 2026-01-29 | Price change | $1,945,000 |
| 2026-01-05 | Listed for sale | $1,950,000 |
| 2025-12-19 | Listing removed | $1,950,000 |
| 2025-11-24 | Price change | $1,950,000 |
| 2025-11-04 | Price change | $1,975,000 |
| 2025-09-24 | Listed for sale | $1,995,000 |
| 2023-08-07 | Sold | $1,340,000 |
| 2023-06-07 | Pending sale | $1,375,000 |
| 2023-05-25 | Listed for sale | $1,375,000 |
