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3759-61 T St, San Diego, CA, 92113

2beds
2baths
0sqft
$675,000
--price/sqft
$4,867/moest. monthly cost
$194,680/yrincome needed

About This Home

CBRE is pleased to present 3759–61 T Street, a two-unit multifamily property offered with very favorable seller financing terms. The Seller is willing to provide up to 90% LTV, debt in the 6% range with interest only payments, and no prepayment penalties. All terms are open to negotiation. Situated in San Diego’s Mountain View neighborhood, 3759-61 T Street is located in an established submarket approximately four miles east of Downtown San Diego with consistent rental demand and long-term tenants. The is property features two (2) one-bedroom/one-bathroom single family houses, offering a functional unit mix well-suited for workforce housing demand. The property also sits on a 0.15-acre lot and is well parked with five (5) on-site spaces. The large lot and ample parking provide additional opportunities to develop ADUs on site. Mountain View draws steady investor interest due to its proximity to Downtown San Diego, easy freeway access, and an authentic neighborhood feel that continues to attract renters seeking affordability within an urban setting. The property benefits from convenient access to Interstate 805 and Interstate 5, connecting residents to employment centers throughout the region including Downtown San Diego, National City, and Chula Vista. Residents are within close proximity to neighborhood conveniences including local markets, restaurants, and community amenities such as Mountain View Park and the Mountain View Community Center. The surrounding area also provides access to Greenwood Memorial Park, Chollas Lake Park, and Balboa Park, offering a variety of re

Getting Around

71
WalkingVery Walkable
49
TransitSome Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Wood
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: N/K

Interior Area

  • Total structure area: 896

Property

Details

  • Parcel number: 5463810800

Features

  • Levels: 1 Story
  • Fencing: Gate

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$108$1,296
Property Taxes $948$11,376
Electricity $398$4,786
Total$4,867$58,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,868/yr
40% on housing$146,010/yr
45% on housing$129,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92113$474
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92113$565
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$675,000
2026-07-30Listed for sale$675,000

For Sale by Agent

AgentMichael Robert Greiner
BrokerageCBRE

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