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37 Lower Dedham Road, Holden, ME, 04429

4beds
2baths
1,896sqft
$525,000
$277price/sqft
$4,081/moest. monthly cost
$163,240/yrincome needed

About This Home

Newly constructed duplex offers modern living and income potential! Each unit features 2 bedrooms and 1 full bath, with a bright open-concept layout connecting the living room and kitchen. The kitchens are outfitted with sleek granite countertops, and luxury vinyl tile flooring runs throughout for durable, stylish living. Each unit includes its own attached garage with dedicated storage space and is heated by a high-efficiency boiler for year-round comfort. Set on 1.33 acres, this property is ideal for owner-occupied living with rental income, multigenerational housing, or an in-law arrangement. A smart investment with flexibility and appeal

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Holbrook SchoolGrades 5-81.0 mi
9/10
Holden SchoolGrades 2-42.0 mi
--
Eddington SchoolGrades PK-16.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1st Floor Bedroom,One-Floor Living,Shower
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,896

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Property

Details

  • Parcel number: HOLNM23L42
  • Zoning: Rural

Features

  • Stories: 1
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.33 Acres
  • Features: Level,Open Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $257$3,084
Property Taxes $895$10,740
Electricity $275$3,307
Total$4,081$48,972

Income You'd Need if You Spent...

35% on housing$139,920/yr
40% on housing$122,430/yr
45% on housing$108,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 04429$212
Penobscot County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 04429
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$539,900
2025-12-17Listed for sale$549,900
2025-12-07Listing removed$559,900
2025-10-28Price change$559,900
2025-06-07Listed for sale$564,900
2024-10-30Listing removed$55,000
2024-05-13Listed for sale$55,000
2022-05-16Listing removed--
2022-02-15Listed for sale$65,000
2021-12-14Listing removed--
2021-09-15Listed for sale$65,000
2021-05-16Listing removed--
2021-02-15Listed for sale$60,000
2020-11-11Listing removed$60,000
2020-08-13Listed for sale$60,000
2020-04-01Sold$35,000
2020-03-21Pending sale$40,000
2019-08-29Price change$40,000
2019-07-25Listed for sale$49,000

New Construction

AgentKortnie Mullins
BrokerageRealty of Maine

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