




10 Penny Lane, Lincoln, ME, 04457
About This Home
A high end home at a non-high end home price! This meticulously maintained 4 bedroom home has 11 rooms, 3 1/2 baths, two master suites, all appliances, Jotel propane stove, two laundry hook-ups, central vac, partially finished basement, 3 car attached garage, 24' swimming pool (plus all pool equipment), trampoline, raised beds, heated sidewalk, Wyze doorbell, patio with patio swing, and antique Glenwood wood-burning stove in the garage! Located in Lincoln, known by the locals as Lincoln Lakes (home of 13 bodies of water), is a recreational paradise. It is less than an hour to Bangor to the south and to the north less than an hour to Baxter State Park (and majestic Mt Katahdin) and Katahdin Woods and Waters National Monument. An excursion to the rugged Maine coast is less than a 2 hour drive. This is a must see if you're looking for quality, convenience, a great price, and a complete move in ready home.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Poured Concrete
- Roof: Metal
- Construction materials: Wood Frame,Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Interior Entry,Full,Unfinished
Bedroom1
- Features: Suite
- Level: First
Bedroom2
- Features: Suite
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Den
- Level: First
Dining Room
- Level: First
Family Room
- Level: First
Features
- 1st Floor Primary Bedroom w/Bath,Bathtub,Pantry,Shower,Storage,Walk-In Closet(s)
- Door features: Storm Door(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Laminate,Wood,Ceramic Tile
- Finished area below ground: 0
- Finished area above ground: 2,550
Heating & Cooling
- Heating features: Baseboard,Heat Pump,Space Heater
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,550
- Total interior livable area: 2,550 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Office
- Level: Second
Property
Accessibility
- Accessibility features: Level Entry,Roll-in Shower
Details
- Parcel number: LNCNM126L044
- Zoning: RESIDENTIAL
- Other equipment: Internet Access Available
Features
- Levels: Multi/Split
- Private pool: Yes
- Patio & porch: Deck,Porch
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 1.99 Acres
- Features: Near Golf Course,Near Public Beach,Near Shopping,Near Turnpike/Interstate,Near Town,Neighborhood,Level,Open Lot,Landscaped,Wooded
Parking
- Total spaces: 3
- Parking features: Paved,1 - 4 Spaces,Garage Door Opener,Heated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Lightning
- Cold Wave
- Hurricane
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,513 | $30,156 |
| Home Insurance | $256 | $3,072 |
| Property Taxes | $856 | $10,272 |
| Electricity | $370 | $4,448 |
| Total | $3,995 | $47,940 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $497,000 |
For Sale by Agent
