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16390 Harris Rd, Jamestown, MO, 65046

2beds
2baths
1,400sqft
$549,000
$392price/sqft
$3,269/moest. monthly cost
$130,760/yrincome needed

About This Home

Discover the possibilities on this exceptional 56± acre property offering the perfect blend of privacy, versatility, and future potential. Whether you're dreaming of building your forever home, creating a hobby farm, or simply enjoying wide-open space, this unique property is ready for your vision. A concrete slab foundation is already in place with electric, water, sewer, and fiber internet available at the pad, giving you a head start on your next build. The existing metal building features a second-floor apartment, plus a main-level bedroom or office, a full bathroom, a spacious climate-controlled room ideal for an art studio or home business, and a large shop previously used as a dog kennel and workshop. Approximately 3± acres are enclosed with chain-link fencing, providing a secure space for pets or livestock. One side of the property is also fenced along the property line, while the remaining acreage offers room to explore, hunt, or simply enjoy the peaceful countryside. Properties with this combination of acreage, utilities, and flexible-use buildings are rare. Schedule your private showing today and discover all the potential this remarkable property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
4/10
Prairie Home High SchoolGrades 6-123.8 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Range,Refrigerator,Stove

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,965
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 036014000000003004
  • Zoning description: Agriculture,Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Kennel

Lot

  • Lot size: 56 Acres
  • Features: Acreage,Gentle Sloping,Outside City Limits,Wooded
  • Lot size dimensions: irrg

Parking

  • Total spaces: 1
  • Parking features: Parking Available,Garage Available
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$73$876
Property Taxes $279$3,348
Electricity $141$1,693
Total$3,269$39,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,080/yr
40% on housing$98,070/yr
45% on housing$87,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 65046$148
Moniteau County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 65046$708
Moniteau County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$549,000
2026-07-09Listing removed$425,000
2026-06-09Listed for sale$425,000

For Sale by Agent

AgentMATT SMITH REAL ESTATE GROUP LLC
BrokerageEXP Realty, LLC

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