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312 W 10th St, Georgetown, TX, 78626

2beds
2baths
1,349sqft
$495,000
$367price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

Amazing location, walking distance to the beautiful town square, retail and restaurants. A unique find, situated on a generous corner lot one block from the library and just outside the HARC (Historic and Architectural Resource Committee). This 1930 bungalow has two bedroom, two full bathroom, two living areas, 2 car garage with workshop and storage building. A rare find in desirable Georgetown. Property being sold "As-IS".

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
5/10
5/10
East View High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Ceiling Fan(s),Laminate Counters,No Interior Steps,Primary Bedroom on Main
  • Window features: Vinyl Windows
  • Flooring: Linoleum,No Carpet,Vinyl,Wood

Heating & Cooling

  • Heating features: Natural Gas,Space Heater
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,349 sqft

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20640000000029
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Exterior features: Exterior Steps
  • Fencing: Partial
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 9,574 sqft
  • Features: Back Yard,Corner Lot,Level,Public Maintained Road,Trees-Medium (20 Ft - 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Carport,Covered,Detached,Garage Faces Side,Off Street,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$211$2,532
Property Taxes $809$9,708
Electricity $238$2,859
Total$3,760$45,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 78626$308
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78626$181
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$495,000
2023-04-03Sold--
2023-03-19Contingent$549,999
2023-03-16Listed for sale$549,999

For Sale by Agent

AgentKaren Ivey
BrokerageCompass RE Texas, LLC

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