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1405 E 16th St, Georgetown, TX, 78626

2beds
1baths
1,376sqft
$255,500
$186price/sqft
$1,710/moest. monthly cost
$68,400/yrincome needed

About This Home

This Circa 1960 property is located in the Georgetown Historic District. One story, mid-century home has 2 bedrooms, 1 bath, spacious living room open to breakfast area. The kitchen has vintage cabinetry with built-in shelving for open hutch. Another living area can flex as a formal dining room with wainscot and stenciled wood flooring. Two garage with shelving and connections for washer and dryer. Beautiful lot with climbing roses, towering trees, and manicured lawn. It is an AS IS property requiring extensive rehabilitation to concrete perimeter foundation with interior beams and the interior. Some rehab has begun. Potential to own property within the Historic District close to the gorgeous and vibrant downtown square of historic Georgetown and Southwestern University. ****Check out the virtual tour with AI generated illustration of what the property could look like with rehabilitation.****

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
6/10
5/10
East View High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Historic Design
  • Year built: 1960

Materials

  • Foundation: Combination,Concrete Perimeter,Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • See Remarks,Built-in Features,Ceiling Fan(s),Laminate Counters,Multiple Living Areas
  • Window features: Wood Frames
  • Flooring: See Remarks,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,376 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20700000000004
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Gutters Partial
  • Fencing: Back Yard, Chain Link
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Front Yard,Landscaped,Sprinkler - In-ground,Trees-Large (Over 40 Ft)
  • Lot size dimensions: 118 x 108

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,291$15,492
Home Insurance *$108$1,296
Property Taxes $73$876
Electricity $238$2,859
Total$1,710$20,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,628/yr
40% on housing$51,300/yr
45% on housing$45,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 78626$309
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78626$181
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$255,500
2026-08-10Contingent$255,500
2026-07-31Listed for sale$255,500

For Sale by Agent

AgentDonna Ciccarelli
BrokeragePure Realty

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