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5557 Abby Grace Loop, Chattanooga, TN, 37415

3beds
3baths
2,175sqft
$475,000
$218price/sqft
$3,270/moest. monthly cost
$130,800/yrincome needed

About This Home

Welcome home to 5557 Abby Grace Loop in the Millstone Cottage community of Red Bank. Tucked just off I-27, this peaceful neighborhood offers the ideal balance of privacy and convenience, with quick access to downtown Chattanooga, dining, work, and everyday essentials. This one-owner, like-new home is thoughtfully elevated with smart home features, curated upgrades, and a light-filled design that enhances both comfort and lifestyle. From the moment you step inside, you're welcomed by an airy, open-concept layout designed for modern living and effortless entertaining. The Redwood plan creates a seamless connection between the living, kitchen, and dining spaces, all grounded by vaulted ceilings and a cozy fireplace. Natural light pours in, highlighting the home's bright, inviting aesthetic. The living area flows directly to a covered patio, extending your living space outdoors, perfect for morning coffee or evening gatherings. The kitchen is both functional and refined, featuring granite countertops, stainless steel appliances, and upgraded Samsung WiFi-enabled technology. Ample prep and gathering space make it the true heart of the home. The primary suite is privately situated on the main level, offering a peaceful retreat with a double vanity, walk-in shower, and generous closet space. A well-placed laundry room and half bath add to the home's everyday ease. Upstairs, a versatile flex space with built-in shelving provides the perfect setting for a home office or lounge. Two additional bedrooms, one with expansive floored walk-in attic storage, share a full hall bath. Step outside to enjoy a covered back porch overlooking a fully fenced yard, ideal for pets, play, and relaxed outdoor living. 2 zoned irrigation system. Enjoy this prime Red Bank location just minutes to downtown Chattanooga, the Northshore, and Signal Mountain, with easy access to parks, dining, shopping, and everyday conveniences.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
5
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-82.7 mi
5/10
Red Bank High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Gas Range,Free-Standing Refrigerator,Free-Standing Range,Gas Range,Microwave,Oven,Refrigerator,Range Hood,Smart Appliance(s),Stainless Steel Appliance(s),Tankless Water Heater,Wine Cooler,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,In Hall,Inside,Laundry Room,Main Level,Washer Hookup

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Crown Molding,Dry Bar,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Smart Home,Smart Light(s),Smart Thermostat,Storage,Tray Ceiling(s),Walk-In Closet(s),Wired for Data,Tub/shower Combo,En Suite,Separate Dining Room
  • Window features: Blinds,Screens,Vinyl Frames
  • Flooring: Carpet,Tile,Varies,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Ventless
  • Fireplace: Yes
  • Finished area above ground: 2,175

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 099b F 008
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Rear Porch,Porch - Covered
  • Exterior features: Misting System,Other,Rain Gutters,Smart Irrigation,Smart Light(s),Smart Lock(s)
  • Spa features: None
  • Fencing: Back Yard,Full,Wood

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard,Front Yard,Level,Rectangular Lot,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $162$1,944
Property Taxes $531$6,372
Electricity $176$2,120
Total$3,270$39,240

Income You'd Need if You Spent...

35% on housing$112,114/yr
40% on housing$98,100/yr
45% on housing$87,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$166
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$475,000
2026-04-15Price change$499,000
2026-04-02Listed for sale$515,000
2021-07-14Sold$404,429
2020-12-23Sold$88,500

For Sale by Agent

AgentJim Hughes
BrokerageKeller Williams Realty

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