188 Canal Cottage Aly, Saint Charles, MO, 63301
About This Home
This Brand new 2 Bedroom, 1 & half Bath Three Story Row Home has Upgrade White Shaker Cabinets and Island, Granite Kitchen Countertops, Waterproof LVP Flooring in the Entry Foyer, Kitchen, Dining room and Living Room, Stainless Steel Appliances with Space saver Microwave, Enlarged Single Car Garage, Balcony Porch , Plus more! **Interior Pictures are from another home of the same model with the same selections** Price reflects builder discount. When you live in New Town you have access to over $10 million in amenities including parks, lakes, community waterpark, outdoor amphitheater, walkable stores, restaurants and shops!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Frame
Other
- Builder name: Homes By Whittaker, Llc
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range,Electric Water Heater
- Laundry features: 2nd Floor
Basement
- Basement: None
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 84
- Dimensions: 7x12
Features
- Breakfast Bar,Ceiling Fan(s),Granite Counters,Kitchen Island,Open Floorplan,Recessed Lighting,Separate Dining,Shower,Solid Surface Countertop(s)
- Door features: Panel Door(s)
- Window features: Low Emissivity Windows,Tilt-In Windows,Wood Frames
- Finished area above ground: 1,080
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 108
- Dimensions: 9x12
Living Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 195
- Dimensions: 13x15
Other
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 30
- Dimensions: 6x5
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 144
- Dimensions: 12x12
Property
Details
- Parcel number: 5116CD498008751.0000000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Three Or More
- Pool features: Community,In Ground
- Patio & porch: Deck
- Exterior features: Balcony
Lot
- Lot size: 644.69 sqft
- Lot size dimensions: 16 x 39.5
Parking
- Total spaces: 1
- Parking features: Alley Access,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $233 | $2,796 |
| Electricity | $141 | $1,693 |
| Total | $1,867 | $22,404 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $264,900 |
View on Zillow