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209 Haver Hill Dr, Lake Saint Louis, MO, 63367

4beds
4baths
3,679sqft
$699,000
$190price/sqft
$4,781/moest. monthly cost
$191,240/yrincome needed

About This Home

Welcome to this stunning 4-bedroom, 3.5-bathroom 1.5-story home offering luxurious finishes, an open floor plan, and exceptional design throughout. Featuring a beautiful east-facing brick elevation and impressive 9-foot front door, this home makes a striking first impression. The breathtaking two-story great room is filled with natural light, recessed lighting, and remote-controlled solar-powered blinds. The open-concept layout seamlessly connects the great room, breakfast room, and kitchen, creating the perfect space for everyday living and entertaining. The gourmet kitchen is a showstopper with an oversized center island topped with Quartz countertops, stainless steel appliances, double ovens, a 5-burner gas cooktop with range hood, and a refrigerator that stays. The adjoining breakfast room features a dramatic 9-foot sliding door that opens to the backyard. Retreat to the main-floor primary suite offers a peaceful retreat, complete with a spa-like bath featuring dual vanities, a soaking tub, separate shower, and a massive walk-in closet. A formal dining room with a stylish accent wall provides the perfect setting for special gatherings, while the main-floor laundry and powder room add everyday convenience. Upstairs you’ll find three spacious bedrooms, all with private bath access, plus a versatile loft overlooking the great room. The unfinished lower level offers incredible opportunity for future expansion with 9-foot ceilings, egress windows, and a bath rough-in, allowing you to create the space that fits your lifestyle. Additional highlights include dual HVAC systems, a water softener that stays, an oversized 3-car garage, and a level backyard. Located in a vibrant community with a pool, playgrounds, scenic walking trails, and ponds, this home is also part of the highly rated Wentzville (Liberty) School District and just minutes from highways, shopping, and dining. This is more than a home—it’s a place designed for living beautifully.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
10/10
Frontier Middle SchoolGrades 6-81.2 mi
9/10
Liberty High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Microwave,Double Oven,Range Hood,Refrigerator,Gas Water Heater,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump,Unfinished

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper
  • Area: 54
  • Dimensions: 9x6

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Features

  • Breakfast Room,Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Separate Dining,Separate Shower,Soaking Tub,Solid Surface Countertop(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
  • Door features: Panel Door(s)
  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 3,679

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,679
  • Total interior livable area: 3,679 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 378
  • Dimensions: 21x18

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 270
  • Dimensions: 18x15

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 40067C582000159.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Level
  • Lot size dimensions: see ta x records

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$350$4,200
Property Taxes $617$7,404
Electricity $280$3,371
Total$4,781$57,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,920/yr
40% on housing$143,430/yr
45% on housing$127,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$740,000
2026-04-09Price change$755,000
2026-03-24Price change$775,000
2026-03-06Listed for sale$789,900

For Sale by Agent

AgentChad P Wilson
BrokerageKeller Williams Realty West

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