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103 Summer Station Drive, Guyton, GA, 31312

5beds
3baths
3,808sqft
$480,000
$126price/sqft
$4,020/moest. monthly cost
$160,800/yrincome needed

About This Home

Back on the market, at no fault of the seller and priced under appraisal value! Luxury, leisure, and outdoor living come together to create your own private retreat in beautiful South Effingham. This exceptional property is designed for those who love to entertain, unwind, and truly enjoy home and a backyard built for making memories, featuring an above-ground pool with a custom-built deck that sets the stage for summer gatherings, weekend barbecues, and quiet evenings under the stars. Relax and recharge in the hot tub, or take advantage of the powered standalone shed, offering endless possibilities as a home office, gym, she-shed, or creative studio. Inside, this beautifully designed home offers an impressive 3,808 square feet of thoughtfully planned living space, blending comfort, function, and style. The open-concept layout provides a seamless flow ideal for both everyday living and hosting, while a separate private office creates the perfect space for working from home or enjoying a quiet retreat. A formal dining room sets the tone for special occasions, complemented by a spacious eat-in kitchen designed for casual meals and connection. The main level also features a guest suite, offering convenience and flexibility for visitors or multigenerational living. Upstairs, a generous loft provides additional living space, ideal for a media room, playroom, or secondary lounge. The owner’s suite is privately situated on the second floor and serves as a true retreat, featuring a spacious bedroom with luxury vinyl plank flooring and ample space to unwind. The en-suite bath offers dual vanities, a separate soaking tub and shower, and a large walk-in closet. Completing the home is a rare three-car garage, providing ample storage and convenience. This is more than a home; it’s a lifestyle designed for comfort, flexibility, and elevated everyday living. Bring a great offer and close with equity! **Seller paid closing costs with a full price offer!**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Stone

Other

  • Builder name: Keystone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Cooktop,Dishwasher,Electric Water Heater,Disposal,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Pantry,Separate Shower,Upper Level Primary,Vaulted Ceiling(s),Fireplace
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,808 sqft

Loft

  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 0435H00000002000
  • Attached to another structure: Yes
  • Zoning: R-1
  • Special condition: Standard

Features

  • Pool features: Above Ground
  • Patio & porch: Covered,Patio,Porch,Front Porch,Screened
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Wood,Privacy
  • Has view: Yes
  • View description: Panoramic,Trees/Woods

Lot

  • Lot size: 0.31 Acres
  • Features: City Lot,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Golf Cart Garage,Garage Door Opener,Kitchen Level,Off Street,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$229$2,748
Property Taxes $995$11,940
Electricity $369$4,439
Total$4,020$48,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,828/yr
40% on housing$120,600/yr
45% on housing$107,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$157
Effingham County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$480,000
2026-07-29Listed for sale$480,000
2026-07-13Contingent$480,000
2026-07-06Listed for sale$480,000
2026-06-22Contingent$480,000
2026-04-10Listed for sale$480,000
2020-04-06Sold$311,900
2017-07-07Sold$42,500

For Sale by Agent

AgentBrandi H. Simpson
BrokerageRealty One Group Inclusion

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