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6129 Fm 2313, Kempner, TX, 76539

5beds
3baths
2,122sqft
$279,000
$131price/sqft
$2,239/moest. monthly cost
$89,560/yrincome needed

About This Home

Great investment opportunity in the heart of Kempner! These two homes are being sold together and cannot be divided, as both are connected to one shared septic system—making this a perfect package deal for an investor or multi-generational living. The first home is an adorable, completely remodeled 3-bedroom, 2-bath property currently operating as a successful AirBnB. Thoughtfully updated and move-in ready, it offers modern finishes, comfortable living spaces, and great income-producing potential. The second home is a 2-bedroom, 1-bath residence that is currently owner occupied. It features nice flooring throughout and a functional layout with comfortable living space. Whether you’re looking to expand your investment portfolio, live in one home and rent the other, or continue short-term rental operations, this unique Kempner property offers flexibility and strong income potential all in one package.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
6/10
Lampasas Middle SchoolGrades 6-810.8 mi
6/10
Lampasas High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 5

Features

  • Ceiling Fan(s),Primary Bedroom on Main
  • Window features: See Remarks
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,122 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4609
  • Special condition: See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: None
  • Spa features: None
  • Fencing: See Remarks
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 0.42 Acres
  • Features: See Remarks

Parking

  • Parking features: Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$149$1,788
Property Taxes $442$5,304
Electricity $238$2,859
Total$2,239$26,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,765/yr
40% on housing$67,170/yr
45% on housing$59,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 76539$217
Lampasas County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 76539$208
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$279,000
2026-02-26Listed for sale$297,000
2022-11-29Price change$1,500
2022-10-27Listed for rent$1,400
2021-07-27Listing removed--
2021-07-21Listed for rent$1,600
2018-05-31Sold--
2012-01-19Sold--

For Sale by Agent

AgentLacy Davidson
BrokerageBear Real Estate Services

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