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12830 N Arbor Way, Platte City, MO, 64079

4beds
3baths
2,716sqft
$589,000
$217price/sqft
$4,062/moest. monthly cost
$162,480/yrincome needed

About This Home

Gary Kerns Homebuilders Quality Home - Impeccably maintained & barely lived in, this home radiates pride of ownership from the moment you walk in. Enjoy the feel of new construction, ready now, w/completed upgrades including a fenced backyard, remote-controlled shades, epoxy garage floor & organizational shelving system, oversized covered deck, & concrete patio & Sprinkler System —everything is already complete & ready to enjoy without the hassle & extra expense! Open entry leads to a dramatic living room w/floor-to-ceiling fireplace, soaring accented ceiling & fan. The kitchen is beautifully accented w/center island, walk-in pantry, & dining area that opens to the deck. Main-level features include a laundry room, drop zone, & 3-car front-entry garage. The main-level primary suite offers private deck access & a well-appointed bath featuring a walk-in shower, double vanity, & walk-in closet. A 2nd main-level bedroom provides flexibility for guests or a home office, with a full bath just steps away. The walkout lower level expands the living space w/large family room, wet bar, 2 additional bedrooms w/walk-in closets, & full bath. A workshop/storage space w/direct backyard access is ideal for hobbies, projects, & easy movement of large items. Additional under-stair storage adds exceptional practicality. Step outside to enjoy the oversized covered deck w/roll-down shades, stairs to an oversized concrete patio, & fully fenced backyard w/oversized access gate, easily accommodates large lawn mowers & landscaping equipment. Driveway includes installed system for a full-size in-ground basketball hoop & backyard provides ample space for a playset. Experience resort-style living every day w/incredible neighborhood amenities, including a pool complex, sports courts, athletic fields, & clubhouse w/indoor gym & library. Scenic lakes, streams, waterfalls, trails & 7 pedestrian bridges make this community as beautiful as it is functional. Homes like this don’t come along often!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Compass ElementaryGrades PK-51.9 mi
7/10
6/10
Platte County High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone Veneer

Other

  • Builder model: The Ivy
  • Builder name: Gary Kerns HmBldrs

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Electric Oven
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Concrete,Finished,Walk-Out Access

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Lower

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Wet Bar
  • Level: Lower

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,078
  • Finished area above ground: 1,638

Great Room

  • Features: Fireplace
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,716
  • Total interior livable area: 2,716 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: Main

Laundry

  • Level: Main

Master Bathroom

  • Features: Double Vanity,Walk-In Closet(s)
  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 161011400002354000

Features

  • Patio & porch: Patio
  • Fencing: Metal

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 88 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$367$4,404
Property Taxes $510$6,120
Electricity $207$2,488
Total$4,062$48,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,268/yr
40% on housing$121,860/yr
45% on housing$108,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 64079$189
Platte County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 64079$191
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$589,000
2026-06-11Price change$590,000
2026-06-05Price change$609,900
2026-05-20Listed for sale$619,900
2023-02-23Sold--
2022-12-30Pending sale$564,950
2022-12-20Price change$564,950
2022-11-11Price change$569,950
2022-10-21Listed for sale$589,950
2021-03-04Sold--
2021-01-04Pending sale$433,900
2020-09-05Listed for sale$433,900

For Sale by Agent

AgentReeseMontgomery Team
BrokerageAristocrat Realty

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