See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13355 Water Oak Ln, Austin, TX, 78729

4beds
4baths
2,018sqft
$445,000
$221price/sqft
$3,423/moest. monthly cost
$136,920/yrincome needed

About This Home

Prime investor opportunity to house hack a NW Austin duplex backing to greenbelt! One side is leased to a long-term tenant (9 years) while the other is vacant and move-in ready - perfect for an owner-occupant looking to offset their mortgage. Take advantage of lower rates, lower down payment options, and easier qualification with an owner-occupied loan while your tenant helps pay the bills. Both units offer 2 bedrooms, 2 baths, spacious living areas with cozy fireplaces, convenient hard tile flooring throughout – no carpet, 1-car garages, and private fenced backyards backing to a small creek and wooded greenbelt. Zoned to highly rated Round Rock ISD schools and just two blocks from the scenic Lake Creek hike and bike trail. Located in Austin’s tech corridor with quick access to Parmer Ln, Hwy 183, SH 45, the MetroRail, and major employers like Apple, eBay, Electronic Arts, Dell Children’s, and Texas Children’s Hospitals. Plus, you’re just minutes from shopping, dining, and entertainment - including Austin’s “second downtown,” The Domain.

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

8/10
4/10
Deerpark Middle SchoolGrades 6-80.7 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Ceiling Fan(s),Electric Dryer Hookup,No Interior Steps,Pantry,Primary Bedroom on Main,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds,Window Treatments
  • Flooring: No Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,018 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 163613000A0019
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Gutters Full
  • Fencing: Back Yard, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Back to Park/Greenbelt,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Faces Front,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$206$2,472
Property Taxes $729$8,748
Electricity $238$2,859
Total$3,423$41,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,360/yr
40% on housing$102,690/yr
45% on housing$91,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 78729$195
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78729$221
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$479,000
2026-03-28Listed for sale$489,000
2014-08-24Listing removed$1,175
2014-07-21Listed for rent$1,175
2008-04-22Listing removed$199,000
2008-02-06Price change$199,000
2008-01-26Listed for sale$207,500

For Sale by Agent

AgentLaurie Flood, Keller Williams Realty, David Harris, Keller Williams Realty
BrokerageKeller Williams Realty

Similar Homes