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409/411 Lake Creek Cir, Round Rock, TX, 78664

4beds
2baths
1,758sqft
$390,000
$222price/sqft
$3,006/moest. monthly cost
$120,240/yrincome needed

About This Home

Backing to a peaceful greenbelt and creek beneath mature trees, this well-maintained duplex feels tucked away while remaining just minutes from downtown Round Rock. Each side offers 2 bedrooms and 1 bath with an updated kitchen, lighting, bath cabinetry, and flooring (no carpet or popcorn ceilings!). Each unit also includes a private fenced front patio, a one-car garage with backyard access, and a spacious fenced backyard overlooking the greenbelt. Major improvements include a roof replaced in 2021, updated electrical service equipment in 2023, one HVAC system replaced in 2025, and additional attic insulation installed in 2025. One unit is becoming available, creating an excellent opportunity for an owner-occupant while generating rental income from the second side. Enjoy convenient access to restaurants, shopping, Lake Creek Park, walking trails, and the nearby Dog Depot Dog Park. Whether you’re looking to grow your investment portfolio or take advantage of owner-occupant financing, this property offers an exceptional combination of flexibility, location, and long-term value.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
C D Fulkes Middle SchoolGrades 6-80.6 mi
6/10
Cedar Ridge High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Electric Oven,Free-Standing Electric Range,RNGHD,Refrigerator,Free-Standing Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Pantry,Recessed Lighting
  • Window features: None
  • Flooring: Carpet,Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,758 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 164370000B0011
  • Special condition: See Remarks

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: No Exterior Steps,Private Yard
  • Fencing: Back Yard, Chain Link, Front Yard, Full, Gate
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek

Lot

  • Lot size: 0.37 Acres
  • Features: Back to Park/Greenbelt,Curbs,Trees-Medium (20 Ft - 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Faces Front,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$226$2,712
Property Taxes $570$6,840
Electricity $238$2,859
Total$3,006$36,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,062/yr
40% on housing$90,180/yr
45% on housing$80,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 78664$179
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78664$203
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$390,000
2020-05-23Listing removed$1,295
2020-04-07Listed for rent$1,295
2019-02-28Listing removed$1,295
2019-02-22Price change$1,295
2019-02-19Listed for rent$1,325

For Sale by Agent

AgentWesley James Steck
BrokerageJBGoodwin REALTORS WL

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