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3086 Summit Rd, Purlear, NC, 28665

1beds
1baths
1,172sqft
$385,000
$328price/sqft
$2,409/moest. monthly cost
$96,360/yrincome needed

About This Home

UNIQUE RUSTIC CHARMER w/ MILLION DOLLAR VIEWS! This 1 bed/1 bath one-of-a-kind mountain home with open concept living room, dining and kitchen area captivates. Mountain living here feels modern yet in tune with nature. Durable stained concrete floors and gorgeous Black Locust wall & beam accents draw you into the space. A decorative cozy gas stove in the dining/flex room as well as the petrified wood countertop in the kitchen make you want to linger. And long-range layered mountain views, expansive decking, and the hot tub beckon you to enjoy the outdoors. This home is built into a hill with 2 sides of the main level below grade. Above that is unfinished attic space. Boone, West Jefferson, Wilkesboro, and Blowing Rock are about a 30 minute drive for restaurants, shops, and recreational adventures. For added enjoyment of the property, consider finishing the attic-like space above the finished main level or consider adding on utilizing original house plans. Owners have the blue prints!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Mount Pleasant ElementaryGrades PK-56.8 mi
3/10
West Wilkes MiddleGrades 6-89.4 mi
5/10
West Wilkes HighGrades 9-128.0 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding,Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Range Hood,Gas Water Heater
  • Laundry features: Dryer Connection,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Concrete,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,172

Heating & Cooling

  • Heating features: Multiple Systems,Electric,Propane
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0802137
  • Zoning: None
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 2.83 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$113$1,356
Property Taxes $150$1,800
Electricity $200$2,405
Total$2,409$28,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,594/yr
40% on housing$72,270/yr
45% on housing$64,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 28665$242
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28665$311
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$385,000
2026-07-01Listed for sale$395,000
2021-10-08Sold$210,000
2016-05-13Sold$63,000

For Sale by Agent

AgentEmily Marlett
BrokerageHoward Hanna Allen Tate - Winston Salem

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