298 Cottage Walk, Ocean Beach, NY, 11770
About This Home
Located in the heart of Ocean Beach, this charming 3-bedroom, 1-bath beach cottage was beautifully renovated in 2022, blending classic Fire Island character with modern updates. The bright interior features an open living and dining area and an updated kitchen, creating an inviting space for relaxing or entertaining. Three comfortable bedrooms and a full bath complete the home. Enjoy outdoor living with a sun-filled deck and a private outdoor shower, perfect after a day at the beach. Just moments from the ocean, bay, shops, restaurants, and ferry, this turn-key property also offers excellent rental potential.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dryer,Microwave,Oven,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath
- Attic: None
Heating & Cooling
- Heating features: Other
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 690
- Total interior livable area: 690 sqft
Property
Details
- Parcel number: 0502001000300011000
- Special condition: None
Lot
- Lot size: 1,742 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $1,348 | $16,176 |
| Electricity | $246 | $2,954 |
| Total | $6,955 | $83,460 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $999,000 |
| 2021-04-14 | Sold | $480,000 |
| 2010-05-05 | Sold | $385,000 |
| 2005-11-01 | Sold | $440,000 |
| 2000-12-11 | Sold | $175,000 |
| 1998-11-10 | Sold | $90,000 |
| 1997-10-10 | Sold | $86,000 |
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