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4502 Harris Ave, Saint Louis, MO, 63115

3beds
3baths
1,688sqft
$60,000
$36price/sqft
$993/moest. monthly cost
$39,720/yrincome needed

About This Home

Come check out this Outstanding Opportunity to purchase this 3-bedroom brick home that is an excellent cholce for homeowners or investors seeking a standout restoration project offering value and space in North St. Louis. The home features beautiful built-ins, beamed ceilings, historic millwork, generous room sizes throughout, preserving much of the home's historic character. The main level highlights its timeless charm, strong architectural details, stained glass windows and solid construction provide an excellent foundation for renovation and added value. This home was damage by the recent tornado. Roof was replaced 4 months before the tornado. The furnace is 15 years old, the hot water heater and A/C unit are 8 years old. The property is being sold AS-IS, seller will not pay for any warranties or inspections.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Hickey Elementary SchoolGrades PK-61.2 mi
2/10
1/10
Vashon High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Features: Floor Covering: Wood
  • Level: Second

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Second

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Historic Millwork,Walk-In Closet(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,449

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main

Living Room

  • Features: Floor Covering: Wood
  • Level: Main

Property

Details

  • Parcel number: 35490000100
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 6,246 sqft
  • Features: Back Yard,Corner Lot
  • Lot size dimensions: 41.77

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$498$5,976
Property Taxes $51$612
Electricity $141$1,693
Total$993$11,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,045/yr
40% on housing$29,790/yr
45% on housing$26,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$33
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentTerri Rice
BrokerageColdwell Banker Realty - Gundaker

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