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4314 Penrose St, Saint Louis, MO, 63115

0beds
--baths
1,426sqft
$34,900
$24price/sqft
$636/moest. monthly cost
$25,440/yrincome needed

About This Home

Welcome, welcome, welcome to 4314 Penrose St! This home is loaded with opportunity from the property itself to the changes and revitalizations around it. Penrose is a value-add property, coming already demoed & gutted. You're able to canvas your idea's and vision's immediately. With the property offering the right amount of square footage & the right amount of character, don't wait to seize the opportunity at hand. With the National Geospatial-Intelligence Facility within five miles and key development efforts in this specific zip code, this is what separates Penrose from the rest. Actual potential and actual opportunity. Don't wait. Property to be sold in as-is condition.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
2/10
1/10
Vashon High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1908

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Finished area above ground: 1,426

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Property

Details

  • Parcel number: 35730402400
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Lot size: 3,031 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$290$3,480
Property Taxes $29$348
Electricity $141$1,693
Total$636$7,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,805/yr
40% on housing$19,080/yr
45% on housing$16,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$34
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$34,900

For Sale by Agent

AgentAmorey T Womack
BrokerageAscend Real Estate Advisors

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