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3130 Whittier St, Saint Louis, MO, 63115

3beds
--baths
946sqft
$14,000
$15price/sqft
$339/moest. monthly cost
$13,560/yrincome needed

About This Home

Great investment opportunity in North City! This property is located in an area full of potential, where values are expected to rise as redevelopment and revitalization continue. Now is the perfect time to invest early before the big changes take hold. Don’t miss your chance to secure a property in a growing community with strong upside potential.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Peabody Elementary SchoolGrades PK-50.6 mi
1/10
Vashon High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Blown-In Insulation,Brick,Concrete,Glass

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3

Cooling

  • Cooling features: Ceiling Fan(s),Central Air

Features

  • Finished area above ground: 1,892

Interior Area

  • Total structure area: 946
  • Total interior livable area: 946 sqft

Property

Details

  • Parcel number: 36230002100
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Lot size: 3,123 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $70$840
Home Insurance *$116$1,392
Property Taxes $12$144
Electricity $141$1,693
Total$339$4,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,622/yr
40% on housing$10,170/yr
45% on housing$9,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$15This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$34
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$14,000
2025-09-15Listed for sale$16,000

For Sale by Agent

AgentBrenda T Baxton
BrokerageNettwork Global

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