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7 McHenry Valley Ext, Almond, NY, 14804

4beds
3baths
2,052sqft
$214,900
$105price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

Come see this Conveniently located Cape Cod. Easy commutes to Hornell or Alfred. Easy access to 86. Front entryway leads into the Formal Dining room spacious enough for large family dinners. The large living room has a big picture window facing out front., access to a front cozy Sunroom area that could be a nice office space, or playroom. Two Bedrooms and a full bath located on the main floor. Laundry is located near the back door that leads out to the back yard and garage. The kitchen has access from the Back door area and also from the Dining room. Lots of space to do all your cooking and baking. Upstairs you will find two more bedrooms and another full bath. There is also access to some attic storage area. In the basement there is plenty of space for a nice rec room, exercise/work out room, or workshop. There is a convenient 1/2 bath also. Outdoors you can enjoy the newer wrap around deck that goes from the back and up along the side of the house and there is a patio door that leads into the Dining room. This offers plenty of space for outdoor entertaining. Nice side and back yard for outdoor activities and gardening.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Asphalt,Pitched,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Free-Standing Range,Freezer,Gas Cooktop,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator,Range Hood,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Sliding Glass Door(s),Window Treatments,Bedroom on Main Level
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Forced Air
  • Cooling features: Other,See Remarks,Window Unit(s)

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Property

Details

  • Parcel number: 02260112601100010350000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Stamped Concrete Driveway

Lot

  • Lot size: 7,840 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 68 x 124

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$137$1,644
Property Taxes $424$5,088
Electricity $339$4,069
Total$1,986$23,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 14804$56
Allegany County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 14804
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$225,900
2026-01-01Listed for sale$229,990
1996-08-06Sold$60,000

For Sale by Agent

AgentShaune Henry
BrokerageHunt Real Estate ERA

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