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120 Olean St, Angelica, NY, 14709

3beds
2baths
1,233sqft
$115,000
$93price/sqft
$1,130/moest. monthly cost
$45,200/yrincome needed

About This Home

Welcome to 120 Olean Street, Angelica, NY, where small-town charm meets everyday convenience. Located in the heart of the historic Village of Angelica, this property offers an excellent opportunity for homeowners, investors, or anyone looking to enjoy the beauty and character of one of Allegany County's most picturesque communities. This inviting property is ready for its next chapter, offering comfortable living spaces and the opportunity to make it your own. Whether you're searching for a full-time residence, a weekend retreat, or an investment property, you'll appreciate the home's convenient location close to local shops, restaurants, parks, and community events. Enjoy the peaceful atmosphere of village living while being just a short drive from Wellsville, Alfred, and other nearby destinations. Surrounded by the natural beauty of the Southern Tier, you'll have easy access to outdoor recreation, scenic country roads, and everything the area has to offer. Don't miss your chance to own a property in the charming Village of Angelica. Schedule your private showing today and see the possibilities for yourself!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1850

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Sliding Glass Door(s),Natural Woodwork,Bedroom on Main Level
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Other,See Remarks,Varies

Heating & Cooling

  • Heating features: Electric,Zoned,Baseboard
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,233
  • Total interior livable area: 1,233 sqft

Property

Details

  • Parcel number: 02320113300600010050010000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Dirt Driveway,Deck

Lot

  • Lot size: 0.39 Acres
  • Features: Rectangular,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$76$912
Property Taxes $227$2,724
Electricity $246$2,954
Total$1,130$13,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,742/yr
40% on housing$33,900/yr
45% on housing$30,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 14709$60
Allegany County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 14709
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$105,000
2026-07-23Listed for sale$115,000
2012-08-10Sold$52,000
2004-12-08Sold$50,000
1998-10-30Sold$47,000

For Sale by Agent

AgentJodi L Pearson
BrokerageERA Team VP

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