131 S Main St, Belfast, NY, 14711
About This Home
Opportunity awaits with this spacious 4-bedroom, 1-bath home located in the heart of Belfast, NY. Featuring a classic covered front porch perfect for relaxing, and a durable metal roof offering long-term protection, this property offers solid bones and endless potential. Inside, you'll find generous room sizes and a traditional layout ready for your vision and updates. Whether you're an investor, flipper, or ambitious homeowner looking for your next project, this is your chance to build equity from the ground up. The home will require repairs and is being sold as-is, making it ideal for those with a creative eye and renovation skills. With its affordable price point, this fixer-upper is a rare find in today’s market—don’t miss your chance to restore and reimagine this diamond in the rough.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1930
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen,Bedroom on Main Level
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,Baseboard
Interior Area
- Total structure area: 1,017
- Total interior livable area: 1,017 sqft
Property
Details
- Parcel number: 02340010500000010610000000
- Special condition: Standard
Features
- Exterior features: Dirt Driveway
Lot
- Lot size: 0.43 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 80 x 226
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Allegany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $110 | $1,320 |
| Home Insurance * | $15 | $180 |
| Property Taxes | $43 | $516 |
| Electricity | $246 | $2,954 |
| Total | $414 | $4,968 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed for sale | $21,900 |
| 2025-12-24 | Listing removed | $21,999 |
| 2025-06-23 | Listed for sale | $21,999 |
| 2023-06-01 | Sold | $17,900 |
| 2015-07-15 | Sold | $15,000 |
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