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7331 Campus Heights Rd, Houghton, NY, 14744

6beds
2baths
2,822sqft
$199,900
$71price/sqft
$2,038/moest. monthly cost
$81,520/yrincome needed

About This Home

Welcome to 7331 Campus Heights in Houghton! Nestled just steps from Houghton University, this spacious 2,822-square-foot home offers six bedrooms and two bathrooms with the kind of character that's hard to find in newer construction. Gleaming wood floors and rich original wood trim carry throughout the house, giving every room a warm, timeless feel. The heart of the home includes a first-floor laundry for everyday convenience, as well as a beautiful office/den bathed in natural light. French doors open into this sunlit retreat, where a wall of large windows creates the perfect quiet space to work or unwind, complete with room for a cozy sitting area. Practical updates include a newer metal roof and a freshly updated concrete driveway and parking area, so major-ticket items are already taken care of. The home features a second kitchen on the upper floor, ideal for multi-generational living, exploring rental potential, or hosting extended family and guests. A full walkout basement adds valuable bonus space, with room to park one car. With its unbeatable location on the doorstep of Houghton University, timeless wood details, and flexible layout, this home is a rare find for buyers, investors, or anyone looking to be close to campus life.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Fillmore Central SchoolGrades PK-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1927

Materials

  • Foundation: Block
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic,Den,Home Office,Country Kitchen,Second Kitchen,Main Level Primary
  • Flooring: Carpet,Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,822
  • Total interior livable area: 2,822 sqft

Property

Details

  • Parcel number: 02420005200100010320000000
  • Special condition: Standard

Features

  • Stories: 3
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.35 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 68 x 100

Parking

  • Total spaces: 1
  • Parking features: Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$168$2,016
Property Taxes $394$4,728
Electricity $466$5,596
Total$2,038$24,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,874/yr
40% on housing$61,140/yr
45% on housing$54,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 14744$77
Allegany County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 14744
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$199,900

For Sale by Agent

AgentAndrew Roorbach
BrokerageNextHome Brixwood

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