34 Chapel St, Cuba, NY, 14727
About This Home
As close to NEW as you can get! Welcome to this well-maintained 3-bedroom, 2-bath home located in the Village of Cuba. Offering approximately 1,384 square feet of living space on a 0.21-acre lot, this property has been thoughtfully updated throughout. The interior has been fully remodeled, including new drywall, updated electrical, updated plumbing, spray foam insulation, and thermal pane windows. The first floor features a welcoming foyer, living room with an electric fireplace, formal dining area, and an updated kitchen complete with an island and soft-close drawers. A full bathroom and convenient first-floor laundry add to the functional layout. Laminate flooring runs throughout the main level. Upstairs, you will find three bedrooms and a second full bathroom. Bedrooms are carpeted, while both bathrooms feature laminate flooring. Additional storage is available with access to attic spaces. The home is heated with a hot water baseboard system with three zones. The exterior has been recently repainted. Outside, enjoy a mostly fenced yard with a spacious backyard suitable for a variety of outdoor activities. A covered deck overlooks the yard, providing a comfortable space to relax or entertain. A shed with a concrete floor, custom built approximately two years ago, offers additional storage. Electrical service is available in the backyard, where a pool was previously located. The property also includes a full, dry basement with a dirt floor. This property offers a combination of updates, functional space, and convenient village location. All offers due by Saturday, May 23, 2026 at 10 am.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1925
Materials
- Foundation: Stone
- Construction materials: Other,Spray Foam Insulation,See Remarks,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator,Washer
- Laundry features: Accessible Utilities or Laundry,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Country Kitchen,Kitchen Island,Solid Surface Counters
- Window features: Thermal Windows
- Flooring: Carpet,Laminate,Varies
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 1,384
- Total interior livable area: 1,384 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 02480117900700030560010000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open,Porch
- Exterior features: Fence,Gravel Driveway,Private Yard,See Remarks
- Fencing: Partial
Lot
- Lot size: 9,147 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 42 x 214
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Allegany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $333 | $3,996 |
| Electricity | $246 | $2,954 |
| Total | $1,554 | $18,648 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $199,000 |
| 2023-01-13 | Sold | $20,000 |
| 2022-11-30 | Pending sale | $22,000 |
| 2022-09-13 | Price change | $22,000 |
| 2022-07-28 | Listed for sale | $25,000 |
| 2020-02-28 | Sold | $7,000 |
| 2020-01-21 | Sold | $500 |
| 2020-01-07 | Pending sale | $6,960 |
| 2019-12-31 | Price change | $6,960 |
| 2019-12-08 | Price change | $47,265 |
| 2019-12-06 | Price change | $47,148 |
| 2019-12-04 | Price change | $46,829 |
| 2019-12-02 | Price change | $34,591 |
| 2019-11-30 | Price change | $34,412 |
| 2019-11-28 | Price change | $34,311 |
| 2019-11-27 | Price change | $34,210 |
| 2019-11-23 | Price change | $36,247 |
| 2019-11-18 | Price change | $36,180 |
| 2019-11-17 | Price change | $36,370 |
| 2019-11-15 | Listed for sale | -- |
| 2015-12-28 | Listing removed | $29,000 |
| 2015-11-19 | Listed for sale | $29,000 |
| 2008-11-24 | Sold | $40,000 |
| 1996-09-27 | Sold | $36,000 |
View on Zillow