



14 Chapel St, Cuba, NY, 14727
About This Home
Prime Village Lot with Full Utilities – 14 Chapel St, Cuba, NY Bring your building plans to this cleared, level 0.25-acre lot situated in the heart of the historic Village of Cuba. This parcel offers the ultimate convenience for a new build, featuring direct access to municipal water, public sewer, natural gas, and electric hookups right at the street. Located in the quiet, established neighborhood of the Cuba-Rushford School District, you are just minutes away from local dining, shopping, and community parks. Whether you are looking to build a compact custom home, place a modular structure, or hold land in a growing community, this affordable lot is ready for development.
Getting Around
Schools
Construction
Materials
- Roof: Other
Type & Style
- Home type: Unknown
Interior
Heating & Cooling
- Heating features: None,Other
- Cooling features: None
Interior Area
- Total interior livable area: 730 sqft
Property
Details
- Parcel number: 0248011797365
Features
- Exterior features: Other
- Has view: Yes
- View description: Park
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Off-street,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Allegany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $151 | $1,812 |
| Home Insurance * | $21 | $252 |
| Property Taxes | $59 | $708 |
| Electricity | $246 | $2,954 |
| Total | $477 | $5,724 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-19 | Listed for sale | $30,000 |
| 2022-05-13 | Sold | $2,500 |
| 2013-03-04 | Sold | $3,500 |
| 2004-11-19 | Sold | $20,000 |
