8578 County Road 49, Rushford, NY, 14777
About This Home
Rusticana is an historic log cottage for sale on Rushford Lake nestled among pine trees spanning 3 lots along the lake for a total of 1.3+ acres with 150 feet of water frontage! This is a handcrafted log cottage by Sandy Hubbard of the East Aurora, Roycroft, Hubbard family of artisans. Recent updates include a new roof with aluminum gutter system, new private approved septic tank and system, new refrigerator, stove and microwave, and a new deck overlooking the lake with a boat dock at the water's edge. The cottage has one bedroom and an additional sleeping loft area, a stone fireplace, a covered porch and deck, and a full basement. Furniture, light fixtures and antler chandelier are included! This special property is a year-round log cabin in a peaceful, secluded, beautiful natural setting. You can enjoy swimming, boating, or fishing in the lake during the summer months, cozy nights by the fireplace in the winter, and beautiful scenery sitting by the lake in the fall. Rusticana is truly unique and a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1937
Materials
- Foundation: Block,Poured
- Roof: Asphalt,Shingle
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Other,See Remarks,Loft
- Flooring: Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 562
- Total interior livable area: 562 sqft
Property
Details
- Parcel number: 02640007700900010400000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Open,Patio,Porch
- Exterior features: Blacktop Driveway,Patio,Propane Tank - Owned
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake,Other,See Remarks
- Waterbody name: Rushford Lake
- Frontage length: 150
Lot
- Lot size: 1.30 Acres
- Features: Other,See Remarks,Wooded
- Lot size dimensions: 150 x 120
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Allegany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $334 | $4,008 |
| Property Taxes | $977 | $11,724 |
| Electricity | $246 | $2,954 |
| Total | $4,059 | $48,708 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2024-09-17 | Listed for sale | $495,000 |
| 2019-03-25 | Listing removed | $1,800 |
| 2018-11-25 | Listed for rent | $1,800 |
| 2018-11-25 | Listing removed | $250,000 |
| 2018-06-05 | Listing removed | $220 |
| 2018-05-28 | Listed for sale | $250,000 |
| 2018-03-27 | Listed for rent | $220 |
| 1997-08-25 | Sold | $110,000 |
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