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3963 Main St, Scio, NY, 14880

0beds
1baths
1,496sqft
$169,900
$114price/sqft
$1,551/moest. monthly cost
$62,040/yrincome needed

About This Home

Great opportunity to start your own business, AirBnB property, rental income property, or use as your primary residence located in Scio NY, Allegany County. Currently, this property is a well-established, fully-furnished salon which is turn-key and ready for someone to continue with a salon business.  The salon equipment can be sold separately.    The main building consists of 1,496 sq. ft., and can be re-configured into many different business ventures, or into a residential property. Outside, follow the stamp concrete sidewalk to the two-story barn that was once an operating business.  The first story has a retail area with a storeroom and a small office with the second story for storage. The property includes a large limestone parking area for ample parking.  This property is just a minutes drive to Wellsville.  The lot size is 0.64 acres. Motivated seller!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Scio Central SchoolGrades PK-120.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Other,See Remarks
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Other,See Remarks
  • Flooring: Tile,Varies

Heating

  • Heating features: Gas,Baseboard,Forced Air

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,496 sqft

Property

Details

  • Parcel number: 02660019901800020290000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway,See Remarks

Lot

  • Lot size: 0.64 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 140 x 146

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$110$1,320
Property Taxes $335$4,020
Electricity $247$2,966
Total$1,551$18,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,177/yr
40% on housing$46,530/yr
45% on housing$41,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 14880$267
Allegany County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 14880
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$169,900
2025-11-23Listing removed$169,900
2025-03-04Listed for sale$169,900
2004-01-23Sold$15,000

For Sale by Agent

AgentGirard Kelly
BrokerageLandquest Inc.

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