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119 Seneca St, Wellsville, NY, 14895

4beds
1baths
1,202sqft
$123,900
$103price/sqft
$1,201/moest. monthly cost
$48,040/yrincome needed

About This Home

Welcome to 119 Seneca St, a turn-key rental opportunity located in the heart of Wellsville, just steps from the scenic River Walk. Whether you’re looking for a great starter home, a long-term rental, or a short-term rental investment, this property offers flexibility and immediate usability. The home has been updated with new flooring throughout and new doors, creating a clean, modern feel that’s ready for occupants right away. Its central location puts you minutes from shopping, dining, and everyday amenities, making it highly attractive to both tenants and homeowners. With strong rental potential and a desirable location, 119 Seneca St is a smart addition to any portfolio or a great place to call home!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Oven,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Other,See Remarks,Bedroom on Main Level
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,202
  • Total interior livable area: 1,202 sqft

Property

Details

  • Parcel number: 02700123801100010060000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 8,712 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 66 x 132

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $626$7,512
Home Insurance *$85$1,020
Property Taxes $244$2,928
Electricity $246$2,954
Total$1,201$14,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,177/yr
40% on housing$36,030/yr
45% on housing$32,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 14895$132
Allegany County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 14895
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$123,900
2011-10-18Sold$4,700
2003-01-29Sold$25,400

For Sale by Agent

AgentRyan T Carney
BrokerageeXp Realty

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