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402 Main Ave, Colgate, ND, 58046

2beds
2baths
2,088sqft
$334,900
$160price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

This home has it all! A 40x70 heated steel building with cement floor, acreage including a garden & 11 apple trees, Home features an open concept with vaulted ceilings, a newer roof, newer furnace/air, & a new tankless water heater. All your bigger items taken care of for you to last some time. Enjoy all main floor living with some extra space below. There is potential here IF needed!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
Hope Page High SchoolGrades 7-126.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,488

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 18000003736030

Lot

  • Lot size: 3.66 Acres
  • Lot size dimensions: irregular

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across North Dakota Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $302$3,624
Property Taxes $263$3,156
Electricity $141$1,698
Total$2,399$28,788

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 11.9%
11.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 58046$75
Steele County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 58046
Steele County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$349,900

For Sale by Agent

AgentKarla Thykeson
BrokerageViking Insurance & Realty

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