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1913 Central Ave, Cincinnati, OH, 45214

4beds
2baths
5,214sqft
$379,000
$73price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Attention investors and developers!! This is a rare value-add opportunity in one of Cincinnati's fastest-appreciating corridors. 1913 Central Avenue features a 5,214 SF building on 0.40 acres across three parcels with strong visibility from Central Parkway. The property includes approximately 1,725 SF of commercial space, creating flexibility for mixed-use income potential. The location sits between Over-the-Rhine and historic Dayton Street, and just north of TQL Stadium area, seeing sustained public and private investment. The property has been strategically stabilized, reducing upfront risk and capital exposure. Improvements include a new roof and staircase, framing for two (2) two-bedroom residential units, all-new electrical and plumbing systems, installed mini-split HVAC units, and new windows throughout. Major systems are in place, positioning this as a streamlined finish-out project. Ideal for investors seeking a mixed-use redevelopment opportunity! Agent owned.

Getting Around

84
WalkingVery Walkable
63
TransitGood Transit
75
BikeVery Bikeable

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Block
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Aluminum Frames,Wood Frames
  • Number of fireplaces: 3
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,214
  • Total interior livable area: 5,214 sqft

Property

Details

  • Parcel number: 1320003034800

Features

  • Stories: 3

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 20
  • Parking features: Parking Lot,Off Street,On Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$533$6,396
Property Taxes $476$5,712
Electricity $559$6,710
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 45214$119
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45214$79
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$399,000
2026-01-01Listing removed$459,000
2025-10-31Price change$459,000
2025-08-19Listed for sale$499,000

For Sale by Agent

AgentSeth M. Maney
BrokerageHoward Hanna Real Estate Serv

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