27 Homestead Street, Albany, NY, 12203
About This Home
This classic gambrel-roof Dutch Colonial near SUNY Albany is priced for investors and ready to add value. 2 bedrooms and 2 full baths, living room, kitchen, formal staircase, and an enclosed front porch on a level, tree-shaded corner lot. Needs extensive cosmetic rehab throughout (flooring, kitchen/bath, paint, finish work) plus electrical updating but the roof was recently replaced. Strong bones, unbeatable proximity to campus, and real upside for the right investor. Sold strictly as-is. Priced to move -- schedule your showing today before another investor beats you to it.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Block
- Roof: Shingle,Asphalt
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Interior Entry
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Wood Frames
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,130
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Natural Gas,Space Heater
- Cooling features: None
Interior Area
- Total structure area: 1,130
- Total interior livable area: 1,130 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Other
- Level: Second
Other
- Level: Second
Property
Details
- Parcel number: 010100 64.29229
- Zoning description: Single Residence
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Wood,Back Yard,Fenced
Lot
- Lot size: 3,484 sqft
- Features: Level,Corner Lot
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $284 | $3,408 |
| Electricity | $246 | $2,954 |
| Total | $1,479 | $17,748 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $175,000 |
| 2026-07-24 | Listed for sale | $175,000 |
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