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11 Homestead Avenue, Albany, NY, 12203

6beds
2baths
2,632sqft
$359,000
$136price/sqft
$2,891/moest. monthly cost
$115,640/yrincome needed

About This Home

Beautiful tree lined street 2 Family home featuring 2 full bathrooms across 2,632 Sq Ft. This classic property offers spacious interiors, a fireplace, garage parking, and strong income producing potential. Community located near schools, local parks, shopping, universities, and major highways.

Getting Around

43
WalkingCar-Dependent
48
TransitSome Transit
69
BikeBikeable

Schools

4/10
4/10
Albany High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Slate
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,632

Heating & Cooling

  • Heating features: Radiant,Steam,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Property

Details

  • Parcel number: 010100 64.42265
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 5,227 sqft
  • Features: Cleared

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$134$1,608
Property Taxes $508$6,096
Electricity $434$5,219
Total$2,891$34,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,120/yr
40% on housing$86,730/yr
45% on housing$77,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 12203$195
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12203$213
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$359,000
2026-06-26Pending sale$359,000
2026-06-22Listed for sale$359,000
2022-01-05Sold$312,500
2021-10-04Pending sale$312,500
2021-09-28Price change$312,500
2021-08-31Price change$322,500
2021-08-12Price change$329,500
2021-07-29Listed for sale$349,500

For Sale by Agent

AgentJohn P Brunette
BrokerageColdwell Banker Prime Properties

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