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17 Winthrop Avenue, Albany, NY, 12203

4beds
2baths
1,440sqft
$310,000
$215price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

This is a very warm touch home with 4 bright bedrooms and one big den in the attic. The first floor living room is very warm with a fireplace, looks very charming. The home floor plan is very nice designed. There are lots of updated. New roof 2026, new roof for the garage, new refrigerator, new stove, new dishwasher, most of the windows are new, 2nd floor all new windows replaced, new double slide door and the house is freshly repainted through out, new laminated wood floor, the half bathroom is all updated. Must see!! Price to sale. Sold as is.

Getting Around

43
WalkingCar-Dependent
51
TransitGood Transit
69
BikeBikeable

Schools

4/10
4/10
Albany High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Third

Dining Room

  • Level: First

Features

  • Ceramic Tile Bath
  • Flooring: Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 010100 64.50132
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$116$1,392
Property Taxes $439$5,268
Electricity $246$2,954
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 12203$193
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12203$213
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Price change$365,000
2026-02-03Listed for sale$378,800
2017-07-08Listing removed$2,000
2017-06-08Listed for rent$2,000
2014-09-26Sold$60,000
2010-07-28Listing removed$199,900
2010-05-27Listed for sale$199,900
2010-01-19Sold$119,000
2006-01-19Sold$230,000

For Sale by Agent

AgentSiukam L Lai
BrokerageLai Real Estate, LLC

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