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52 S Allen Street, Albany, NY, 12208

4beds
3baths
3,108sqft
$334,000
$107price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

Opportunity awaits, 2 FAMILY POTENTIAL. 50 years of cherished single family ownership, this stunning Victorian home, timeless character is ready to welcome a new owner/investor. New gourmet kitchen with premium Bosch appliances, new boiler, new chimney liner, roof and front porch maintenance,repairs in progress. Three full bathrooms -- one conveniently located on each floor. 2nd and 3rd floors each offer partial kitchens. Spacious living areas including an elegant living room, a charming library with a cozy window seat, and an oversized formal dining room perfect for gatherings. There is room for everyone, with additional living space available on the third floor. Unwind on the private back deck or relax on the inviting front porch. Ideally located near hospitals, shopping, restaurants, entertainment, and just steps from three bus lines, this exceptional Victorian blends historic charm with modern comfort in a truly convenient location. Home is currently assessed at $405,000. Listing agent will assist the buyer to file a tax grievance, May 2027. Ductless A/C to be sold as is, operating but older units. Electric thermostat, baseboard heat on the 3rd floor, sold as is.

Getting Around

75
WalkingVery Walkable
48
TransitSome Transit
72
BikeVery Bikeable

Schools

4/10
4/10
Albany High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceramic Tile Bath
  • Door features: Sliding Doors
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,108

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,108
  • Total interior livable area: 3,108 sqft

Kitchen

  • Level: First

Library

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Other

  • Level: Third

Property

Details

  • Parcel number: 010100 64.59121
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Garden
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Private,Sloped,Corner Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$132$1,584
Property Taxes $473$5,676
Electricity $513$6,163
Total$2,806$33,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 12208$178
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12208$197
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$334,000
2026-06-27Pending sale$334,000
2026-06-11Listed for sale$334,000
2019-08-28Listing removed$254,500
2019-07-10Price change$254,500
2019-06-24Listed for sale$258,500

For Sale by Agent

AgentCarmella Richards
BrokerageVenture Fox Realty Group LLC

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