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214 Colonial Avenue, Albany, NY, 12208

3beds
3baths
3,057sqft
$499,900
$164price/sqft
$3,937/moest. monthly cost
$157,480/yrincome needed

About This Home

Magnificent and meticulously maintained, this original Buckingham Mews townhouse offers true move-in condition and an exceptional blend of comfort, style, and convenience. Fully renovated throughout, the home features gleaming hardwood floors, beautifully updated kitchen and baths, and a bright, expansive open floor plan designed for modern living. A dramatic two-story living room with a floor-to-ceiling fireplace flows seamlessly into the dining room (also with fireplace) and stunning kitchen, creating the perfect space for both everyday living and entertaining. The spacious first-floor primary suite boasts abundant closet space and a spa-like, designer-updated bath, while the second level offers two oversized bedrooms, a full bath, and a versatile loft area. The massive basement is nearly 2000sf and is ideal for hobbies or additional storage. Enjoy maintenance-free living with thoughtful upgrades including a whole-house generator, a two-car attached garage (epoxy floor), and two courtyard patios--one privately fenced for added tranquility. Ideally situated on a quiet cul-de-sac in Albany's desirable Buckingham Lake neighborhood, this home is just minutes from highway access and close to shopping, restaurants, hospitals, universities, and downtown. A truly impressive and turnkey property--simply move in and enjoy.

Getting Around

21
WalkingCar-Dependent
35
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

7/10
4/10
Albany High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dryer,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Built-in Features,Cathedral Ceiling(s),Ceramic Tile Bath
  • Door features: Storm Door(s)
  • Window features: Window Treatments,Blinds,Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,057

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,057
  • Total interior livable area: 3,057 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 010100 64.7136.1
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Wood,Privacy

Lot

  • Lot size: 3,484 sqft
  • Features: Level,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$197$2,364
Property Taxes $708$8,496
Electricity $505$6,062
Total$3,937$47,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,982/yr
40% on housing$118,110/yr
45% on housing$104,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 12208$176
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12208$197
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$535,000
2021-04-23Sold$429,900
2021-02-25Pending sale$429,900
2021-02-25Listed for sale$429,900
2021-02-25Pending sale$429,900
2021-02-15Listed for sale$429,900
2013-08-23Sold$325,000
2013-07-16Price change$329,989
2013-04-21Price change$379,000
2012-07-29Price change$389,000
2012-06-14Listed for sale$425,000

For Sale by Agent

AgentDonald Smith
BrokerageKW Platform

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