851 Livingston Avenue, Albany, NY, 12206
About This Home
Move-In Ready Two-Family in Albany - Ideal for Owner-Occupants or Investors! Don't miss this excellent opportunity to own a well-maintained two-family home on a quiet street. One unit is vacant and move-in ready, making it perfect for an owner-occupant looking to offset their mortgage with rental income, or for an investor seeking immediate occupancy. The first-floor unit includes the convenience of an in-unit washer and dryer. Both apartments feature spacious kitchens with separate dining areas, providing comfortable and functional living spaces. The second unit has strong income potential with an estimated rental value of $1,275 per month. This property has been updated with a handful of upgrades throughout, including a newer roof and windows. Conveniently located near restaurants, shopping, and major highways, this property offers easy access to everyday amenities and commuting routes. Whether you're expanding your investment portfolio or searching for a home with built-in income potential, this versatile duplex is a must-see!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,360
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 2,360
- Total interior livable area: 2,360 sqft
Property
Details
- Parcel number: 010100 65.21144
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 2,613 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $325 | $3,900 |
| Electricity | $390 | $4,680 |
| Total | $2,035 | $24,420 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $229,900 |
| 2026-08-04 | Pending sale | $229,900 |
| 2026-07-31 | Listed for sale | $229,900 |
| 2012-08-10 | Sold | $20,000 |
| 2012-05-22 | Price change | $39,000 |
| 2012-04-16 | Listed for sale | $49,000 |
View on Zillow