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598 Central Avenue, Albany, NY, 12206

6beds
3baths
2,192sqft
$350,000
$160price/sqft
$2,918/moest. monthly cost
$116,720/yrincome needed

About This Home

Totally Renovated! Great Location, Close to Bus and Downtown Albany. This beautiful home features 5 bedrooms, a full basement, and a walk-up attic with a finished room and full bath—perfect for a growing family. The property is in move-in condition and offers plenty of space for everyone. Enjoy an open front porch and a small deck in the back. The first floor includes a living room, dining room, kitchen, and a full bath. The second floor features 2 bedrooms, one with its own full bath. The attic boasts a large bedroom complete with a full bath.

Getting Around

85
WalkingVery Walkable
54
TransitGood Transit
73
BikeVery Bikeable

Schools

4/10
4/10
Albany High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1918

Materials

  • Foundation: Block
  • Roof: Shingle,Asphalt
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Built-in Features,Ceramic Tile Bath,DSL Internet,Eat-in Kitchen
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 800
  • Finished area above ground: 2,192

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,192
  • Total interior livable area: 2,192 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 010100 65.2935
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Deck,Porch
  • Exterior features: None

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$241$2,892
Property Taxes $546$6,552
Electricity $362$4,346
Total$2,918$35,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,045/yr
40% on housing$87,540/yr
45% on housing$77,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 12206$161
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12206$134
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$350,000
2025-01-23Listing removed$329,000
2025-01-08Price change$329,000
2024-09-27Listed for sale$350,000
2021-12-17Sold$140,000
2021-10-28Pending sale$149,900
2021-10-14Contingent$149,900
2021-09-22Listed for sale$149,900
2021-09-17Pending sale$149,900
2021-09-09Contingent$149,900
2021-09-01Listed for sale$149,900
2020-11-19Listing removed$130,000
2020-10-22Pending sale$130,000
2020-09-11Price change$130,000
2020-09-01Price change$135,000
2020-08-14Pending sale$140,000
2020-07-02Listed for sale$140,000
2018-12-17Sold$103,350
2018-10-04Pending sale$99,900
2018-09-27Listed for sale$99,900
2009-11-11Sold$86,000
2009-09-17Listed for sale$89,900
2009-08-01Listing removed$89,900
2009-07-16Listed for sale$89,900

For Sale by Agent

AgentRamiz Turan
BrokerageKW Platform

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