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559 1st Street, Albany, NY, 12206

3beds
2baths
1,354sqft
$100,000
$74price/sqft
$920/moest. monthly cost
$36,800/yrincome needed

About This Home

Welcome to this charming 3 bedroom, 2 bathroom house loaded with tons of potential. The main floor features a spacious living room, dining room, kitchen, and the first full bathroom. Upstairs, you'll find the three bedrooms The primary bedroom has an en-suite bathroom, and there is ample space throughout the other rooms of the house. With some minor updating, this could be the perfect home for you. Bring your creativity and imagination and make this house your own.

Getting Around

87
WalkingVery Walkable
55
TransitGood Transit
70
BikeVery Bikeable

Schools

2/10
4/10
Albany High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Flat
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,354

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,354
  • Total interior livable area: 1,354 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 010100 65.46441
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 3,049 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$68$816
Property Taxes $101$1,212
Electricity $246$2,954
Total$920$11,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,542/yr
40% on housing$27,600/yr
45% on housing$24,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 12206$163
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12206$134
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$100,000
2023-02-23Sold$80,280
2023-02-10Pending sale$90,000
2023-01-03Listed for sale$90,000
2001-10-29Sold$12,000

For Sale by Agent

AgentTrevon Williams
BrokerageGreenwood Realty Group of New York LLC

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