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12 Quail Street, Albany, NY, 12206

2beds
1baths
966sqft
$105,000
$109price/sqft
$996/moest. monthly cost
$39,840/yrincome needed

About This Home

Great home with Endless options and incomparable possibilities to change and customize to your own style . The first floor features an inviting living room area with an attached space that offers potential for use as an office. It also includes a spacious kitchen, an additional room currently serving as a bedroom, and a full bathroom. The second floor have two bedrooms. This is a versatile property with significant potential; the basement is partially finished, featuring an open area currently utilized as a family room, along with additional storage space and a functional, partially completed bathroom. Great Opportunity! Schedule a showing now!

Getting Around

77
WalkingVery Walkable
55
TransitGood Transit
65
BikeBikeable

Schools

4/10
Albany High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1894

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Other,Partial

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 966
  • Finished area above ground: 966

Full Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 966
  • Total interior livable area: 966 sqft

Kitchen

  • Level: First

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 010100 65.47540
  • Special condition: Other

Features

  • Exterior features: Other
  • Fencing: Wood

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$72$864
Property Taxes $148$1,776
Electricity $246$2,954
Total$996$11,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,148/yr
40% on housing$29,880/yr
45% on housing$26,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 12206$163
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12206$134
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$109,000
2022-04-29Listing removed--
2022-01-26Price change$88,000
2022-01-12Listed for sale$95,000
2013-07-16Sold$30,500
2012-11-14Listed for sale$49,900

For Sale by Agent

AgentAna Zairy Castillo Penalo
BrokerageKastle Realty LLC

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