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385 Washington Avenue, Albany, NY, 12206

3beds
3baths
2,784sqft
$334,000
$120price/sqft
$2,851/moest. monthly cost
$114,040/yrincome needed

About This Home

Great opportunity to own this well maintained beautiful historic three-family in Albany. Conveniently located across from Suny Albany downtown campus and walk distance to Washington Park. Original architectural features inside out, private rear porch for each unit. Perfect for owner occupy or investment.

Getting Around

95
WalkingWalker's Paradise
62
TransitGood Transit
73
BikeVery Bikeable

Schools

5/10
4/10
Albany High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Brick/Mortar
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Appliances

  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Apartment

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Built-in Features
  • Door features: Atrium Door
  • Flooring: Tile,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,784

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,784
  • Total interior livable area: 2,784 sqft

Property

Details

  • Parcel number: 010100 65.63428
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch
  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 1,306 sqft
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$230$2,760
Property Taxes $473$5,676
Electricity $460$5,520
Total$2,851$34,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,748/yr
40% on housing$85,530/yr
45% on housing$76,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 12206$162
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12206$134
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$349,000
2026-02-25Price change$365,000
2026-01-29Price change$369,900
2026-01-18Listed for sale$379,900
2025-12-16Pending sale$379,900
2025-11-05Listed for sale$379,900
2022-04-18Sold$308,275
2022-01-28Pending sale$295,000
2022-01-12Listed for sale$295,000
2021-02-25Listing removed--
2020-11-12Listing removed$975
2020-11-03Listed for rent$975
2020-06-23Listing removed$1,075
2020-06-17Listed for rent$1,075
2018-10-11Listing removed$1,175
2018-09-27Listed for rent$1,175
2002-05-02Sold$87,000
1995-10-19Sold$87,000

For Sale by Agent

AgentJennifer Gao-Bosley
BrokerageJ & A Capital Realty

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