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13 Lark St, Albany, NY, 12210

0beds
0baths
0sqft
$170,000
--price/sqft
$1,542/moest. monthly cost
$61,680/yrincome needed

About This Home

Getting Around

77
WalkingVery Walkable
61
TransitGood Transit
61
BikeBikeable

Schools

5/10
4/10
Albany High SchoolGrades 9-121.4 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Unfinished

Features

  • Flooring: Hardwood,Carpet
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: SECTION 65.65 BLOCK 7 LOT 17
  • Lease amount: 0

Features

  • Patio & porch: Enclosed Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Street
  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$135$1,620
Property Taxes $302$3,624
Electricity $246$2,954
Total$1,542$18,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,868/yr
40% on housing$46,260/yr
45% on housing$41,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12210$168
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12210$169
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Listed for sale$170,000
2002-08-08Sold$62,000

For Sale by Agent

AgentCarmen Masters
BrokerageMASTERS CARMEN G

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