446 Yates Street, Albany, NY, 12208
About This Home
Welcome to this spacious and character-filled home in the heart of Albany's Historic Pine Hills neighborhood! Offering over 2,300 square feet of living space, this property blends timeless charm with incredible versatility. Featuring generously sized rooms, classic architectural details, and a functional layout, there is plenty of space for everyday living, entertaining, or working from home. Enjoy charming front porch, updated kitchen, high ceilings and option for a first floor home office/bedroom! Enjoy turn-key condition! This home has been lovingly maintained and cared for by long time owner. Situated on a rare over-sized lot with a two-car garage, this property offers hard-to-find outdoor space in the city. Roof 2-3 years old with 50 year transferrable warranty, boiler 6 years old, bathroom upgrades, fresh paint and beautiful landscaping! Conveniently located just minutes from hospitals, universities, parks, restaurants, and all that New Scotland and Madison Avenue have to offer. A fantastic opportunity to own a substantial home in one of Albany's most established neighborhoods!
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1930
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Den
- Level: First
Dining Room
- Level: First
Family Room
- Level: First
Features
- Built-in Features,Crown Molding
- Flooring: Hardwood
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,344
Heating & Cooling
- Heating features: Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,344
- Total interior livable area: 2,344 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: First
Property
Details
- Parcel number: 010100 65.69314
- Special condition: Standard
Features
- Patio & porch: Covered,Porch
- Exterior features: Garden
Lot
- Lot size: 6,098 sqft
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $495 | $5,940 |
| Electricity | $387 | $4,648 |
| Total | $2,789 | $33,468 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-15 | Listed for sale | $349,900 |
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