See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

164 Lark Street, Albany, NY, 12210

4beds
4baths
2,554sqft
$295,000
$116price/sqft
$2,565/moest. monthly cost
$102,600/yrincome needed

About This Home

A rare opportunity in Sheridan Hollow neighborhood on Lark Street, this award-winning historic residence is the proud recipient of the Historic Albany Foundation's Preservation Merit Award. Meticulously renovated and tastefully updated within the past five years, this turnkey property seamlessly blends timeless architectural character with today's modern comforts. Extensive improvements include updated roof, electrical, plumbing, and mechanical systems, offering peace of mind for years to come. The owner's residence welcomes you with a bright and inviting living room featuring beautifully refinished hardwood floors, a gracious center dining room highlighted by a handsome traditional staircase, and a stunning gourmet kitchen complete with a center island, granite countertops, stainless steel appliances, and an atrium door leading to a private balcony with stairs to a fully fenced crushed-stone courtyard--an ideal outdoor retreat. A convenient powder room with a window completes the main level. Upstairs, the spacious primary suite features a charming bay window and a private en-suite bath. Two additional rear bedrooms, a well-appointed hall bath, and a conveniently located laundry alcove complete the second floor. The garden level offers an excellent income-producing opportunity or guest accommodations with a separate apartment featuring a combined kitchen and sitting area, rear bedroom with direct access to the private courtyard, and a full bath. Estimated rental income is $900+ per month. Additional features include a sub-basement beneath the front portion of the building with crawl space. Situated on a corner lot, the home enjoys exceptional natural light throughout. Just steps from the restaurants, cafés, shops, parks, entertainment, and cultural attractions that make Lark St. one of Albany's most vibrant neighborhoods, this exceptional property is truly move-in ready and offers the perfect combination of historic charm, modern updates, and investment potential.

Getting Around

96
WalkingWalker's Paradise
65
TransitGood Transit
60
BikeBikeable

Schools

4/10
4/10
Albany High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Other
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Features

  • Ceiling Fan(s),Solid Surface Counters,Eat-in Kitchen,Kitchen Island
  • Door features: Atrium Door
  • Window features: Bay Window(s),Blinds,Double Pane Windows
  • Flooring: Vinyl,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,554

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Third

Half Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,554
  • Total interior livable area: 2,554 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: Second

Other

  • Level: First

Primary Bathroom

  • Level: Third

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 010100 65.80426
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Lighting
  • Fencing: Wood,Back Yard,Gate,Privacy
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,306 sqft
  • Features: Level,Corner Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$235$2,820
Property Taxes $417$5,004
Electricity $422$5,064
Total$2,565$30,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,942/yr
40% on housing$76,950/yr
45% on housing$68,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 12210$168
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12210$169
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$245,000
2026-08-06Price change$275,000
2026-07-27Price change$295,000
2026-07-23Listed for sale$324,900
2021-10-28Listing removed--
2016-12-22Listing removed$15,000
2016-12-20Listed for sale$15,000
2016-11-14Sold$2,000
2015-11-21Listed for sale$25,000

For Sale by Agent

AgentSteven J Girvin
BrokerageHoward Hanna Capital Inc

Similar Homes