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14 W Erie Street, Albany, NY, 12208

10beds
3baths
2,454sqft
$475,000
$194price/sqft
$3,665/moest. monthly cost
$146,600/yrincome needed

About This Home

Two-family residential property in Albany featuring approximately 2,454 sq ft of above-grade living space per public record. Property includes garage parking and shared driveway access. Property is currently tenant-occupied. Lease information available upon request. Buyer to verify all information including taxes, square footage, leases, and condition.

Getting Around

70
WalkingVery Walkable
44
TransitSome Transit
62
BikeBikeable

Schools

6/10
4/10
Albany High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Drywall,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,454

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,454
  • Total interior livable area: 2,454 sqft

Property

Details

  • Parcel number: 010100 75.2716
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 5
  • Parking features: Right of Way Driveway,Paved,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$187$2,244
Property Taxes $672$8,064
Electricity $405$4,866
Total$3,665$43,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,657/yr
40% on housing$109,950/yr
45% on housing$97,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 12208$175
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12208$197
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$550,000
2005-02-13Sold$122,222
1999-12-10Sold$116,000

For Sale by Agent

AgentLinda Chiou
BrokerageGROUP TWENTY SIX NY LLC

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