




20 Forest Avenue, Albany, NY, 12208
About This Home
This beautifully updated home blends classic architecture with thoughtful modern improvements. High ceilings, refinished hardwood floors (2020), wood moldings, built-in shelving, and jewel-toned paint colors create a warm, inviting atmosphere full of character. The kitchen has been opened up to maximize natural light and improve the flow for everyday living and entertaining. The enclosed front porch extends the living space from spring through fall and provides convenient storage during the winter. Outside, enjoy a fully fenced backyard complete with a patio and pergola--an ideal setting for relaxing, gardening, or gathering with friends. A walk-up attic offers easy-access storage, and the home's walkable location puts neighborhood restaurants, shops, and local favorites just a short stroll away. Behind the scenes, you'll find numerous significant updates that provide peace of mind, including a roof less than 10 years old, replacement windows, a new electrical service and panel (2019), conversion from oil to a high-efficiency condensing natural gas boiler (2019), new gutters (2022), and an energy-efficient heat pump water heater (2022). If you're looking for a home with classic Albany character, modern efficiency, and a location that lets you enjoy everything the neighborhood has to offer, this one is not to be missed.
Getting Around
Schools
Construction
Condition
- Year built: 1923
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Electric Water Heater,Gas Oven,Range,Refrigerator,Washer/Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet,Ceiling Fan(s),Ceramic Tile Bath
- Door features: Storm Door(s)
- Window features: Screens,Window Treatments,Curtain Rods,Drapes
- Flooring: Tile,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 1,228
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,228
- Total interior livable area: 1,228 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 010100 75.35352
- Special condition: Standard
Features
- Patio & porch: Enclosed,Front Porch,Patio
- Exterior features: Lighting
- Fencing: Chain Link,Privacy
Lot
- Lot size: 3,049 sqft
- Features: Level
Parking
- Total spaces: 4
- Parking features: Off Street,Paved,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $269 | $3,228 |
| Electricity | $246 | $2,954 |
| Total | $2,149 | $25,788 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $289,900 |
| 2026-08-11 | Price change | $289,900 |
| 2026-07-30 | Listed for sale | $299,900 |
| 2019-01-31 | Sold | $140,000 |
| 2018-12-13 | Pending sale | $137,500 |
| 2018-11-14 | Listed for sale | $137,500 |
| 2006-02-23 | Sold | $85,000 |
