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24 Joanne Court, Albany, NY, 12209

3beds
2baths
1,118sqft
$340,000
$304price/sqft
$2,653/moest. monthly cost
$106,120/yrincome needed

About This Home

Beautiful ranch in excellent condition! Completely new kitchen, new windows, refinished hardwoods, remodeled bathrooms. Good size bedrooms, two car garage. New front patio. Central air and 2 zones of heat in the basement and half bath in the basement. A long driveway. Ready for the new owner! Agent is related to seller.

Getting Around

59
WalkingSomewhat Walkable
40
TransitSome Transit
71
BikeVery Bikeable

Schools

7/10
4/10
Albany High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Oven,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Heated,Sump Pump

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Screens,Curtain Rods,Double Pane Windows
  • Flooring: Vinyl,Hardwood,Laminate
  • Finished area below ground: 200
  • Finished area above ground: 1,118

Full Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 010100 75.59332
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Cleared

Parking

  • Total spaces: 2
  • Parking features: Off Street,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$156$1,872
Property Taxes $532$6,384
Electricity $246$2,954
Total$2,653$31,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,960/yr
40% on housing$79,590/yr
45% on housing$70,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 12209$163
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12209$185
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$340,000
2026-07-17Price change$340,000
2026-07-13Listed for sale$355,000
2026-02-23Sold$220,000
2008-05-07Sold$170,000
2005-08-15Sold$180,000

For Sale by Agent

AgentGalina Levin
BrokerageHoward Hanna Capital Inc

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